Letter from the Co-founder and CEO ✉️ 

Dear Future Physicians,

Congratulations on reaching Match Day—a pivotal moment in your medical career. As you embark on this exciting journey, Andwise is here to ensure your financial foundation is as strong as your commitment to medicine. We introduce our latest innovations: the Student Loan Management tool and Contract Analyzer, specifically designed to address the financial challenges of early career physicians.

Navigate your student loans with ease using our personalized management tool, crafted to optimize repayment and understand forgiveness options. The Contract Analyzer will be your guide through employment contracts, demystifying terms and empowering negotiations for fair compensation.

Join Andwise today and take the first step towards financial empowerment, focusing on your residency without the weight of financial uncertainty.

Warmest regards,
Kanav Jain
Co-founder and CEO, Andwise

What We’re Reading 📚️ 

Compiled by Tanya Frias, CFP®.

1. The 3 best pieces of money advice I've ever received by Jennifer Streaks, Business Insider: Drawing on a decade of financial journalism, the author shares the top three money management tips gleaned from numerous experts.

2. Looking for a Lower Credit Card Interest Rate? Good Luck. by Ann Carrns, The New York Times: The landscape of credit card interest rates is complex, with smaller banks and credit unions often offering more competitive rates than their larger counterparts. However, navigating this terrain is made difficult by online comparison tools that skew towards cards from bigger banks.

New Andwise Resources 📩

Letter from a PGY-1 ✉️ 

Dear Future Doctors,

I remember last year during this time, when I was dreading match week. From as long as I could recall there were very few moments that would have as much of an impact on my life as finding out if and where I was going to match in pursuing my dream to be a physician. In this pivotal moment for your transition from medical students to doctors, I am compelled to reflect on the journey that brought me, and now you, to this juncture. It is a time rife with anticipation, hope, and, admittedly, a fair share of nerves. Yet, it is also a moment where I urge you to take stock of the incredible path you’ve traversed, the sacrifices that you have made and for those you have gone above and beyond almost daily in pursuit of a calling that is nothing short of noble.

To my fellow future physicians, as we embark on this next stage of our journey, I urge you all to always take the opportunity to ask for help. Your program director, senior, and co-residents from the day you match to the rest of your career are special connections who all have been in your shoes. For those who are preparing for next year’s match - the altruism of our fellow physicians cannot be understated. Within Andwise and beyond, I have personally seen many give their time for they believe those they are helping to be vital additions to the medical profession. Know that there will always be someone out there who will believe in your path and help you. 

Regardless of your match outcome - Andwise is here to help you, because we as a team, and our broader community believe that you deserve to be a successful physician.

Here's to the future, to the challenges and triumphs that await, and to the incredible journey of medicine we are privileged to continue. Together, we are stepping into a bright future, one patient, one moment, one breakthrough at a time.

With heartfelt congratulations and best wishes for Match Day! 

Sincerely,

Dhruvil Ashishkumar Patel, MD
Internal Medicine - Pediatrics, PGY-1

Product Strategist Andwise